Credit Card Resolutions, Inc.

For over 30 years, our firm has represented people just like you who have credit card and other unsecured debt - long before debt relief became a household term.

Our program is a bit different from many debt relief companies, but is very effective and will save you money! Our program is specifically designed for your current personal and financial situation and level of debt. We make the process quick and affordable for you.

Did you know that many so-called “Debt Relief” companies are actually run by the credit card companies? These companies will typically push you to settle with your creditors for about 40% of your current balance, and then charge you a 15% fee. That means that you still have to pay over half of your outstanding balance to settle the debt. So, for the typical person with $30,000 in credit card debt, that ends up being about $16,500!! Not very much savings there!!!

I am sure you are wondering how we can do this. Remember, we work for you, not the credit card companies. We are an attorney-based company and we know the law. And we use the law to help and protect you. The Fair Debt Collection Act is a law which prevents your creditors from contacting you once you have retained counsel to represent you. So, the moment you retain us and we assign your case to one of our associated lawyers, the annoying calls you’ve been receiving will stop!

Here’s how it works. Once you retain us, we will prepare a letter for you to send to each creditor. That letter advises them that you know the law. It goes on to say that you are CONSIDERING bankruptcy, advises them that you have retained our firm, and gives them our contact information. At this point, by law, the creditor is no longer allowed to contact you. The creditor calls come to our office and we take it from there.

One of our trained staff members will talk to each of your creditors who call us. We offer settlement on your behalf, starting at 10% of the current balance. At this stage, nearly every creditor will turn us down flat. Eventually the creditor writes off the debt and sells or assigns the account to a collection company.

The collection agencies are acutely aware of the law. They are not allowed to contact you directly and must deal with our firm. We again offer up to 10% of the current balance to settle the debt. Most of the time our offer is refused.

Eventually they will take 10% or the account is written off and you will never hear from them again.

For a free consultation, please call us toll free at 855-293-2772 or fill out the Contact us section of this website. We will evaluate your personal situation and tell you how we can help you make your payments disappear.